What If I Invest at the Absolute Worst Time?” — A Banker’s Honest Answer to Your #1 Investing Fear
This article directly confronts the number one fear of new investors: the paralysis caused by trying to perfectly time the market. Through the story of a hypothetical “unluckiest investor” and insights from a banker’s career, it argues that the real risk isn’t investing at a market peak, but rather the cost of staying out of the market altogether. The post reveals that wealthy investors focus on “time in the market, not timing the market,” and presents Dollar-Cost Averaging (DCA) as a simple, powerful strategy to remove emotion, automate discipline, and turn market volatility into an advantage, ultimately empowering readers to start building long-term wealth without fear.
